Shop Pay Installments - Payment Options

Pay Over Time with Shop Pay Installments

How It Works

  1. Add items to your cart
  2. Check out with Shop Pay
  3. Choose the option to pay in installments
  4. Your first payment is due at checkout
  5. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose
  6. You'll get an email reminder before each payment

Benefits

  • Quick decision: Get a real-time decision on your eligibility
  • Easy payments: Split your purchase into easy bi-weekly or monthly payments
  • No surprises: No late or hidden fees

Frequently Asked Questions

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees.

What if I make a return on a purchase made through installments with Shop Pay?

To request a refund, contact us using our return policy. If a return is possible, we'll advise how much the refunded amount will be. After your refund is processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated. If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.

Have more questions?

For more information about Shop Pay Installments, visit Affirm's Shop Pay Installments Help Center.